LIOQA MANAGEMENT SERVICES d.o.o. and its members, officers, directors, owners, employees, agents, representatives, suppliers, and service providers (collectively “LIOQA”) provide this website (the “Site”) for informational purposes only. 

Before accessing and using the Site, please read carefully the following terms and conditions contained in these Terms of Use. Please note that your accessing and using the Site and the information, materials, services, and other contents available on or through the Site are subject to these Terms of Use as well as to all applicable laws and regulations. 

This is a legally binding agreement between LIOQA on one side and you on the other side, under which LIOQA grants you the right to access and use the SITE under the terms and conditions set forth in these Terms of Use.

NO INVESTMENT ADVICE

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The Content is for informational purposes only, and you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by LIOQA or any third-party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.
 
All Content on this Site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. LIOQA is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold LIOQA, its affiliates, or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.

INVESTMENT RISKS

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All investments carry risk. The value of your investment may rise as well as fall. Past profits do not guarantee future profits. Loss of principal is possible. You can obtain relevant investment product information at the LIOQA headquarters.

 
THIRD-PARTY LINKED SITES

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As a convenience to you, LIOQA may provide hyperlinks to websites operated by third parties. When you select these hyperlinks, you will leave the LIOQA site. Because LIOQA has no control over such sites or their content, LIOQA is not responsible for the availability of such external sites or their content, and LIOQA does not adopt, endorse, or nor is responsible or liable for any such sites or content, including advertising, products or other materials, on or available through such sites or resources. Other websites may provide links to the Site or Content with or without our authorization. LIOQA does not endorse such sites and shall not be responsible or liable for any links from those sites to the Site or Content or any content, advertising, products, or other materials available on or through such other sites, or any loss or damages incurred in connection therewith. LIOQA may, in its sole discretion, block links to the Site and Content without prior notice.

YOUR USE OF THIRD-PARTY WEBSITES AND CONTENT, INCLUDING, WITHOUT LIMITATION, YOUR USE OF ANY INFORMATION, DATA, ADVERTISING, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE THROUGH SUCH WEBSITES, IS AT YOUR OWN RISK AND IS SUBJECT TO THEIR TERMS OF USE.

USE OF COOKIES

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LIOQA’s website utilizes different technologies to collect, store, and aggregate data about website usage. We may use electronic tags called “cookies” to help us understand and analyze the use of our Site. This work is either performed directly by us or by a third party we’ve hired to assist us. We collect information about which pages have been accessed and for how long, the country the user accesses the Site from, and certain technical information regarding the user’s computer and operating systems, such as using Internet protocol address, domain name, browser, etc.

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Certain sections of LIOQA’s Site require cookies to be enabled to enhance site performance. For example, cookies provide a secure way for us to verify user identity during a session and any return visits, they allow us to personalize a user’s experience on our sites, and they help enhance site navigation. Cookies also help us to understand how people use our sites so we can improve site functionality.

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When a user comes to the website, our server sends a cookie to the user’s computer. Standing alone, cookies do not identify the user personally; they merely recognize the user’s browser. Generally, personally identifiable information is obtained by us only when a user decides to provide it, such as when requesting additional information via email or providing personal information.

We use two types of cookies on our sites: temporary cookies and persistent cookies. Temporary cookies are used to store information during a browser session and will expire shortly after concluding a visit to one of our sites. Persistent cookies are used to store information between visits to one of our sites and are stored permanently or for a specified length of time. Persistent cookies are used to facilitate easier navigation within our sites and provide a higher level of convenience for the user.

A user can choose to have their computer issue a warning each time a cookie is being sent, or a user can choose to turn off all cookies. The management of cookies generally is handled through the user’s browser settings (e.g., Internet Explorer). To obtain more information about managing cookies.

SITE AND CONTENT NOT WARRANTED

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THE SITE AND CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. YOU BEAR ALL RISKS ASSOCIATED WITH THE USE OF THE SITE AND CONTENT, INCLUDING, WITHOUT LIMITATION, ANY RELIANCE ON THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY CONTENT AVAILABLE ON THE SITE. LIOQA AND ITS EMPLOYEES, OFFICERS, DIRECTORS, PARTNERS, AGENTS, REPRESENTATIVES, SUPPLIERS, AND SERVICE PROVIDERS, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, USEFULNESS, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR USE, AND WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING/PERFORMANCE OR USAGE OF TRADE.

 
LIMITATION OF LIABILITY

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YOUR EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE AND CONTENT IS TO STOP USING THE SITE AND CONTENT. LIOQA IS NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, DATA, OR LOSS OF OTHER INTANGIBLES. IN PARTICULAR, AND WITHOUT LIMITATION, LIOQA WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR CONTENT.

 

While we try to maintain the integrity and security of the Site and the servers from which the Site is operated, we do not guarantee that the Site or Content is or remains secure, complete, or correct or that access to the Site or Content will be uninterrupted or error-free. The Site and Content may include inaccuracies, errors, and materials that violate or conflict with these Terms. Additionally, third parties may make unauthorized alterations to the Site or Content. If you become aware of any unauthorized third-party alteration to the Site or Content, contact us at info@lioqa.com with a description of the material(s) at issue and the URL.

 
PRIVACY POLICY

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For Your personal data protection and information and data provided to LIOQA when accessing and using the Platform and the Services, please see Our Privacy Policy.

NOTICES, COMMUNICATIONS, AND ELECTRONIC SIGNATURES

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You agree to be bound by any affirmation, assent, or agreement that you transmit on or through the Site or any other aspect of LIOQA’s services that you access by computer or other electronic devices, including internet, telephonic and wireless devices, including but not limited to any consent you give to receive communications from us solely through electronic transmission. You agree that when in the future you click on a “Submit” or “I agree” or other similarly worded “button” or entry field with your mouse, keystroke, or other devices, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature. 

LIMITED RIGHT OF USE/OWNERSHIP OF CONTENT

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You are permitted to use the Site and Content for your personal, non-commercial use only. The Site and Content are and shall remain the property of LIOQA and are protected by copyright, trademark, patent, and/or other intellectual property, proprietary, work product rights, and laws. You may use the Site and Content for your personal, noncommercial use, provided that you keep intact all copyright, trademark, patent, and other proprietary notices. Except as expressly authorized in advance by LIOQA in writing, you agree not to reproduce, modify, or create derivative works based on rent, lease, loan, sell, distribute, publish, publicly perform or display, reverse engineer, decompile, or dissemble, all or any part of the Site or Content.

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Trade names, trademarks, and service marks of LIOQA include, without limitation, LIOQA and any associated logos. All trademarks and service marks on the Site not owned by LIOQA are the property of their respective owners. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of LIOQA’s trade names, trademarks, or service marks without our express prior written consent.

 
TERMINATION
 
LIOQA, in its sole discretion, may terminate your access to or use of the Site and Content at any time and for any reason. Your access to or use of the Site and Content may be terminated without notice. LIOQA shall not be liable to you or any third party for any termination of your access to the Site or Content or to any such information or files and shall not be required to make such information or files available to you after any such termination.
 
 
RULES OF CONDUCT
 
Your use of the Site and Content is conditioned on your compliance with the rules of conduct set forth here. You shall not:

 

• Use the Site or Content for any fraudulent or unlawful purpose.

• Interfere with or disrupt the operation of the Site or Content or the servers or networks used to make the Site and Content available; or violate any requirements, procedures, policies, or regulations of such networks.

• Restrict or inhibit any other person from using the Site or Content (including without limitation by hacking or defacing any portion of the Site or Content).

• Use the Site or Content to advertise or offer to sell or buy any goods or services without LIOQA’s express prior written consent.

• Reproduce, duplicate, copy, sell, resell, or otherwise exploit for any commercial purposes any portion of, use of, or access to the Site or Content.

• Modify, adapt, reverse engineer, de-compile/disassemble any part of the Site or Content.

• Remove any copyright, trademark, or other proprietary rights notice from the Site or materials originating from the Site or Content.

• Frame or mirror any part of the Site or Content without LIOQA’s express prior written consent.

• Create a database by systematically downloading and storing Content.

• Use any robot, spider, site search/retrieval application, or other manual or automatic device to retrieve, index, “scrape,” “data mine,” or in any way gather Content or reproduce or circumvent the navigational structure or presentation of the Site without Company’s express prior written consent.

 
INDEMNIFICATION

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By accessing and using the Site and Content, you agree to indemnify, defend, and hold harmless LIOQA (specifically including its officers, directors, owners, partners, employees, agents, information providers, licensors, and licensees) (collectively, the “Indemnified Parties”) from and against any and all claims, losses, costs, and expenses (including attorneys’ fees) arising out of or relating to (a) any breach (or claim, that if true, would be a breach) by you of these Terms and (b) your use of or activities in connection with the Site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You shall not enter into any settlement agreement that affects the rights of any of the Indemnified Parties or requires any action by any of them without our prior written approval.

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Under no circumstances and in no event shall LIOQA and the Indemnified Parties be liable for (i) any direct, indirect, punitive, incidental, special, exemplary, consequential damages or any damages for loss of use, data, business, or profits that result from the use of, or the inability to use, the Site, or (ii) related to your act or omission, or (iii) any action taken in connection with an investigation by LIOQA or law enforcement authorities regarding your or any other party’s use of the Sice, or (iv) any errors or omissions in the Site’s operation, or any damage from any security breach or from any virus, bugs, tampering, fraud, error, omission, interruption, defect, delay in operation or transmission, computer line or network failure or any other technical or other malfunction, including, without limitation, loss of goodwill, whether in an action of contract, negligence, strict liability, tort or any other action. Applicable law may not allow the limitation or exclusion of liability or exemplary, incidental, or consequential damages, so the above limitation or exclusion may not apply to you. By using the Site, you expressly agree to the allocation of risk set forth herein; if you do not agree to this allocation of risk, you are not granted permission to access or otherwise use any part of the Site, and You must cease from accessing and using the Site or any part thereof with immediate effect, otherwise, it shall be deemed that you agree to the allocation of risk set forth herein without any objection.

 
JURISDICTIONAL CONTEXT

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The Site is controlled and operated by LIOQA from the Republic of Croatia and is not intended to subject LIOQA to the laws or jurisdiction of any country or territory other than that of the Republic of Croatia. LIOQA does not represent or warrant that the Site or any part thereof is appropriate or available for use in any particular jurisdiction other than the European Union and only in those EU states and territories where LIOQA is registered or licensed or exempt from registration or licensing under applicable state or federal law. In choosing to access the Site, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules, and regulations. We may limit the Site’s availability to any person, geographic area, or jurisdiction.

 
MODIFICATIONS

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These Terms of Use may be changed, modified, supplemented, or updated only by LIOQA from time to time without advance notice by posting here, and you will be bound by any such changed, modified, supplemented, or updated Terms Of Use if you continue to use the Site after such changes are posted. You are encouraged to review these Terms of Use periodically for updates and changes.